Notice of Change on Interest Rates to Individual AUD Deposit Products and Variable Rate Home Loan Products Effective from 4 March 2025
2025-02-27
Dear Customer,
This is the Notice to Bank of China (Australia) Limited customers with Individual AUD Deposit Products and Variable Rate Home Loan Products.
The following changes to Interest Rates apply to Transactional and At Call Account and Term Deposit Account products and Variable Rate Home Loan Products from the Effective Date 4 March 2025:
1. Transactional and At Call Account and Term Deposit Account Products
| Deposit Account Product | Previous Interest Rate (per annum) |
New Interest Rate (per annum) |
|---|---|---|
| Special Term Deposit -3 Months |
4.45% | 4.30% |
| Special Term Deposit - 6 Months |
4.50% | 4.35% |
| Special Term Deposit -12 Months |
4.60% | 4.35% |
| Standard Term Deposit -1 Month |
4.00% | 3.75% |
| Standard Term Deposit - 4 Months |
0.80% | 0.50% |
| Online Saver Account | 2.10% | 1.85% |
2. Home Loan Reference Interest Rates
| Name of Reference Interest Rate | Previous Reference Interest Rate (per annum) |
New Reference Interest Rate (per annum) |
|---|---|---|
| Standard Variable Rate (LD01) | 5.15% | 4.90% |
| Standard Variable Rate (LD08) | 8.39% | 8.14% |
| Standard Investment Variable Rate (LD09) | 8.70% | 8.45% |
| Owner Occupier Principal & Interest Variable Rate (LD04) | 8.39% | 8.14% |
| Owner Occupier Interest Only Variable Rate (LD05) | 8.39% | 8.14% |
| Investment Principal & Interest Variable Rate (LD06) | 8.70% | 8.45% |
| Investment Interest Only Variable Rate (LD07) | 8.70% | 8.45% |
These interest rates are subject to change from time to time. For complete interest rate information, please refer to the "Interest Rates" section on this website.
If you have any questions, please visit our branches for inquiries or contact us at 1800 095 566 (for calls within Australia) or +61 3 9670 6200 (for calls from overseas).
Bank of China (Australia) Limited
ABN 28 110 077 622
Australian Financial Services Licence No. 287322.
27 February 2025
